For anyone who has a lot of unspent bandit crests, a little spare gold, and an interest in taking a risk for a huge return on investment, I have a pretty decent money-making plan for you. It involves salvaging ascended amulets for a chance at a rare drop that currently sells for 1100g. Here it is http://wiki.guildwars2.com/wiki/Salvaged_Excellence. It can be done with any old ascended amulet, so you can use laurels to buy them if you prefer, but since they can be bought in SW for a relatively cheap 10g and 1000 bandit crests, that's where I would start. All you need is to salvage an amulet with an ascended salvage kit, which can be purchased (for 1g and 2 fractal relics each) in the fractals starting area from one of the merchant golems. I know the price makes it clear that the drop rate is low, but I got TWO from only salvaging 5 amulets. I was probably just really really lucky, but thought I would share with you guys anyway. Best of luck!